Money month
A no-spend calendar, a budget, a zero-based budget, a subscription audit, and bars for savings and debt.
Opens a monthly journal of your own with this as its month spread, from next month for three months. Change anything. No account needed to try it.
On this month
- Money Goals (note box)A box headed Money Goals, ruled with lines, to write in.
- Bills Due (note box)A box headed Bills Due, ruled with lines, to write in.
- No-Spend ChallengeA month calendar to mark every day you spend nothing beyond the essentials.
- BudgetPlanned against actual for each category, with the difference and a total.
- Subscription AuditEvery subscription with its cost and renewal date, and whether it is worth keeping.
- Zero-Based BudgetAssign all of your income to something, line by line, until the Remaining row reaches zero.
- Savings GoalA bar from nothing to your goal, marked in tenths, to fill in as the savings grow.
- Debt PayoffA bar from what you owe to paid off, marked in tenths, to fill in with each payment.
- Money Wins (note box)A box headed Money Wins, ruled with lines, to write in.
The whole book, laid out.
Design it once. Memari repeats it for every month you choose, each one dated, ready to print at home or as a bound book.